*Link to this test from your website, weblog, online journal, or message board!
Here Are Your Results!

You said: You are &[age]; years old, and in &[years_before_invest]; year(s) you will start investing about per year at &[originalRate]% interest.

Based on this information....

You will probably be dead before you make a million dollars! You will be &[finalAge]; years old! You will be &[finalAge]; years old when you make your first million dollars!

Note: This test does not correct for inflation, so you should know that a million dollars years from now will be worth less than a million dollars today. But still, you will be a millionaire!

Now you can GO BACK and take the "How Much Can You Possibly Earn?" test, or scoll down and take this test again with some different numbers to get a different result. Scroll down further for an explanation of this test.
The One Minute Millionaire



This test demonstrates the power of compounding interest. If you invest wisely, you can make a lot of money. But you must invest for the long term, because it is those final years where the money really starts adding up. For more information on investing, try searching Google.

Q: Why do I not get the same result from both of these tests?

Because this test does not correct for inflation while the other test does. The other test tells you how much you will have in "today's dollars". The value of the dollar drops each year, which is why things seemed cheaper years ago and now they are more expensive. A million dollars in the future will technically be worth less than a million dollars in today's dollars.

Here Are Your Results!

You said: You are going to invest about per year for &[years]; years at &[originalRate]% interest.

Based on this information....

In &[years]; years you will have !
of that will be pure profit made off of the interest!

These results are in today's dollars. In other words, they are corrected for inflation. The actual dollar amount you will have in &[years]; years is , in case you were curious.

Now you can GO BACK and take the "Breaking the One Million Mark" test, or scroll down to take this test again with some different numbers to get a different result. Scroll down further for an explanation of this test.
Enlightened Way to Wealth



This test demonstrates the power of compounding interest. If you invest wisely, you can make a lot of money. But you must invest for the long term, because it is those final years where the money really starts adding up. For more information on investing, try searching Google.

Q: Why do I not get the same result from both of these tests?

Because this test corrects for inflation while the other test does not. This test tells you how much you will have in "today's dollars". The value of the dollar drops each year, which is why things seemed cheaper years ago and now they are more expensive. A million dollars in the future will technically be worth less than a million dollars in today's dollars. This test assumes a 3% inflation rate.

When Will You Be A Millionaire?

This test can tell you how old you will be when you make your first million dollars, if you invest your money properly. It's certainly not exact and any number of factors can and will effect how much money you actually accumulate in life, but this test can give you a rough estimate of your earning potential.

Below are actually two tests. The first tells you how old you will be when you will become a millionaire, and the second will show you your maximum earning potential over a given time. All you have to do is fill in the fields and press the calculate button. Feel free to take the test multiple times, entering different numbers into the fields to see what results you get!




Breaking the One Million Mark
Enter your age:
Enter how many years from now will you begin investing:
Estimate how much per year you are going to invest: $
Estimate an interest rate that you will earn: %
*Note: a realistic interest rate is between 7 and 11 percent.

How Much Can You Possibly Earn?
Estimate how much per year you are going to invest: $
Enter how many years you will keep investing this amount:
Estimate an interest rate that you will earn: %
*Note: a realistic interest rate is between 7 and 11 percent.

And error occurred:

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